MICROLEASING (ZIBAYE IMPAMO)
It is a loan product that allows DUTERIMBERE-IMF, Ltd clients to acquire the equipment that helps them to exercise their businesses. That same equipment serves as collateral and remains DUTERIMBERE-IMF, Ltd property until the client finishes to pay his or her loan
Examples of equipments: motor bikes, cars and various machines
SOLIDARITY GROUPS LOANS
It is a type of loan given to low-income entrepreneurs to enable them to refinance their income generating projects.
It is a loan given to DUTERIMBERE-IMF, Ltd clients to refinance their urgent needs. The maximum is 1 000 000 payable in 3 months.
It is a loan product that allows clients whose salaries pass regularly in their accounts opened in DUTERIMBERE-IMF, Ltd to access to finance. The loan amount is equal to 8 times of the net salary payable in 24 months.
IGANAWE: CREDIT EDUCATION
It is a loan given to DUTERIMBERE-IMF, Ltd clients to enable them to pay school fees for their children. A client can receive a credit to pay one quarter, 2 quarters or a whole academic year and this amount is payable respectively in 3 months, 6 months and 12 months.
A loan product given to women involved in trade to promote their financial inclusion. It is offered at a low interest rate and doesn’t require collateral.
CREDIT FEMMES ENTREPRENEURS
– FEMMES ENTREPRENNEURS AGRICOLE (Hinga): it is a loan offered to individuals and cooperatives to refinance their agri projects: purchase of input and payment of labor.
– FEMMES ENTREPRENNEURS COMMERCE (Curuza): it enables DUTERIMBERE-IMF, Ltd clients to increase their working capital.
It is a loan product that allows farmers to buy milk cows and the equipment to keep milk.
A loan product that farmers take to avoid to sell their produce just after harvest when prices are low. The collateral is their produce that is kept in ware house. The amount of the loan is 60% of the stock and the periode of repayment is 3 months.
It is a loan product offered to farmers during the harvest period to facilitate them the purchase of equipments that allow to keep the good quality of the produce.
A loan product that allows clients to achieve the goals they have set. Whoever wants to reach a goal must first save and gets al loan as a supplement.